Counting Pennies

If you think saving money is just about clipping coupons and giving up luxuries, think again. Those who know how to handle a budget understand that sometimes it’s the little things that can amount to much when trying to save. Here are some quick, easy ideas to get you started:

Memberships. If there’s a zoo, museum or park you frequent a lot, getting an annual membership will save you tons of money in the long run, since you won’t have to pay an entrance fee each time you go. This is especially good if you have children and want a quick and easy entertainment idea that last.

If you have a local YMCA, you could probably exercise, keep your kids busy and take classes for the same price that you would pay for just a gym membership.

Keep frozen pizzas at home for when the urge strikes. Bought at the supermarket, they cost an average of $5 (compared to up to $20 for delivery).

Reuse everything. Ziploc blags, empty containers, old clothes. If you can’t find a second use for them, give them to somebody else or exchange them in Freecycle. This will save money and the environment.

Avoid junk food. MacDonald’s may seem cheap, but junk food is usually loaded with fillers, which go through your system rather quickly, making you hungry again in just a couple of hours. Instead, buying whole, healthy food will go your wallet (and your body) good.

Stockpile. Buy when things are in sale, even if you don’t need them at the moment. Of course you should only buy thing you will eat anyway. The secret is just on buying a little more than you normally would (10 boxes of cereal rather than 2) when the store is having a special sale or you have a good coupon.

Shop during season clearances. The end of summer is a great time to buy not only summer clothes, but also water toys, umbrellas, large towels and foldable chairs.

Avoid buying clothes that must be dry-cleaned.

Visit your local library for free magazines, DVDs, toys and classes. Some even offer longer story time during summer so parents can drop off the kids for 2-3 hours.

Turn the lights off. Not only will it save you tons on the electric bill, but it will also keep the house cooler during summer. Use candles at night for a romantic (and cheap!) mood or install a dimmer (especially in the bedroom).

Trackback URI | Comments RSS