Counting Pennies

Skip Directory Assistance Charges with New Free Services. Dialing 411 for directory assistance is like flushing $2 down the toilet every time you do it – and it adds up. Instead, get any phone number you need for free by using 1-800-FREE-411. You’ll listen to two short ads, but it’s 100 percent free. 1-800-FREE-411 has saved users billions of dollars since the service was created and gets 20 millions calls per month…that is the size of Texas! You can also get MapQuest turn-by-turn directions by text for any listing.

Evaluate Your Existing Cell Phone Plan. If you aren’t using all of your cell phone minutes each month, down size to a smaller plan that will cost you less. If you are consistently going over your minutes, upgrade to a plan that includes more minutes. Paying for a plan with more minutes will cost you less than constantly paying for cell phone overages.

Avoid Ringtones Scams. If you watch a lot of late night television or cable television, there is a high probability you have seen commercials on TV for ringtones. At all costs, stay away from ringtones programs, especially the ones advertised on TV. With the majority of ringtones programs, they have fine print that opts you into a monthly recurring fee program that can quickly cost you hundreds of dollars each year.

Choose the Same Carrier As Your Husband, Wife, & Friends. This one can get tricky if you are locked into a contract as it is difficult to break cell phone contracts without paying for it and most recommend not breaking contracts. If your contract is up, however, why not choose the same carrier as your husband, wife, and/or friends? Most cell phone companies these days are providing unlimited anytime minutes between users on the same network.

Get Rid of Your Home Phone. Here is a great tip for power savers. Now that cell phones are so cheap and widespread and you are armed with the above money saving tips, why keep a home phone? Assuming a $20 dollar per month home phone bill, you could be saving $240 per year if you simply cancel your home phone line.

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