Counting Pennies

If you think cheaper is always better when it comes to savings, think again. Experts believe there are some things that you are worth the extra money, including:

Health. Pay for health insurance if you can, even if it means giving up other things. If you can’t afford it no matter what, look for alternatives, such as free clinics, medical trials (which can provide you with free medication) or discount cards. In all cases, it pays to get a checkup often, as it’s a lot cheaper to treat a problem in the early stages.

Safety. Whatever your budget is, it should always allow for small things like smoke and carbon-monoxide detectors, safe windows and escape ladders.

Mattress. Surprised? Don’t be. We spend up to third of our lives in bed. A bad night sleep can lead to headaches, backaches, trouble concentrating and added stress. You don’t need to spend $2,000 for a luxury brand, but buy something that offers good support and that will last you at least a few years.

Car maintenance. This is another area where tackling things early will end up saving you thousands. Keep your tires well inflated, change the oil often and don’t overload the trunk to make the most of your car and mileage. Leaks or sounds that seem out of place should also be checked immediately.

Computer. In this time and age, it just makes no sense to have a slow computer. If you can’t afford to buy a new one with a large memory, consider upgrading the one you have. It will make surfing the Internet easier and it will save you a lot of aggravation and time.

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